北京航空航天大学学报(社会科学版) ›› 2018, Vol. 31 ›› Issue (4): 36-43.DOI: 10.13766/j.bhsk.1008-2204.2018.0112

• 公共政策与治理 • 上一篇    下一篇

机关事业单位职业年金替代率研究

金刚, 闫天娃   

  1. 辽宁大学 人口研究所, 辽宁 沈阳 110036
  • 收稿日期:2018-04-09 出版日期:2018-07-25 发布日期:2018-07-26
  • 作者简介:金刚(1976-),男,河北大兴人,研究员,博士,研究方向为社会保险.
  • 基金资助:

    教育部人文社会科学研究规划项目(17YJA840006);辽宁省社会科学规划基金重点项目(L17ARK001);辽宁省财政科研基金重点项目(16B002)

Substitution Rate of Government and Public Institutions Employee Occupational Annuity

JIN Gang, YAN Tianwa   

  1. Population Research Institution, Liaoning University, Shenyang Liaoning 110036, China
  • Received:2018-04-09 Online:2018-07-25 Published:2018-07-26

摘要:

鉴于职业年金计划能够低成本、高效率地解决养老保险改革造成的待遇下降问题,且多国已从中收益,中国也将其作为促进机关事业单位养老保险改革的必需工具,国办发[2015]18号文件就要求职业年金制度应于2014年10月初确立实施。但是由于机关事业单位职业年金计划执行年限较短,一系列相关问题开始显现,如保障水平略低、收益渠道受限、配套措施缺失等。为此,建议及时采取灵活选取参保方式、开放创新投资手段、完善配套规定等措施来促进职业年金顺利发挥自身优势。

关键词: 机关事业单位, 职业年金, 职业年金替代率, 养老保险改革, 职业年金制度保障程度

Abstract:

Since occupational pension plan can effectively and efficiently solve the problem of declining treatment caused by pension insurance reform, and many countries have already benefited from it, China also uses it as an essential tool to promote the pension insurance reform of institutions. Documentary Document No. 18 (2015) requires that the occupational pension system should be established at the beginning of October 2014. However, due to the relatively short implementation period of the occupational pension plans of institutions and institutions, a series of related issues have begun to emerge, such as a slightly lower level of protection, limited revenue channels, and lack of supporting measures. Therefore, the article suggests that measures such as flexible participation in insurance, openness to innovative investment, and improvement of supporting regulations be adopted in a timely manner to promote the smooth implementation of professional annuity in its own advantages.

Key words: Government and Public Institutions, occupational annuities, occupational pension replacement rate, pension insurance reform, guarantee degree of occupational annuity system

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