关键词: 互联网金融, P2P网贷, 众筹, 知识产权, 融资

Abstract: Intellectual property financing based on Internet finance developed rapidly in recent years, but faced with risks of Internet finance and intellectual property. Risks of Internet finance stem from legal hysteresis and supervision scarcity. Risks of intellectual property closely related with its intangibility and uncertainty. Therefore, it is necessary to improve legislation, standardize operation of Internet platform, and form bonus-penalty mechanism social credit so as to reduce risks of Internet finance. On the other hand, it is necessary to change unreasonable ownership rules of intellectual property and adopt appropriate measures to protect intellectual property, establish diversified warrant systems in order to dissolve risks of intellectual property.

Key words: Internet finance, peer-to-peer lending, crowdfunding, intellectual property, financing