北京航空航天大学学报(社会科学版) ›› 2007, Vol. 20 ›› Issue (4): 16-20.

• 经济管理与社会发展研究 • 上一篇    下一篇

中国财产保险公司车险经营绩效研究

李 欣, 周建涛   

  1. 北京航空航天大学 经济管理学院, 北京 100083
  • 收稿日期:2006-06-05 出版日期:2007-12-25 发布日期:2010-10-15
  • 作者简介:李欣(1980-),女,河北唐山人,硕士研究生,研究方向 为财产保险、统计预测与决策.

A Positivistic Analysis of the Performance of Automobile Insurance in Property Insurance Companies

LI Xin, ZHOU Jian-tao   

  1. School of Economics and Management, Beijing University of Aeronautics and A stronautics, Beijing 100083, China
  • Received:2006-06-05 Online:2007-12-25 Published:2010-10-15

摘要:

保险险种的经营绩效是险种综合实力的体现,绩效评估有利于保险公司客观、准确地认识 所经营险种的发展。文章利用SAS软件从中国保险行业整体以及各家财产保险个体的角度从 规模成长、盈利能力以及发展风险等方面对财产保险公司机动车保险的经营绩效进行了详细 的分析。通过研究发现,中国财产保险公司的车险经营状况参差不齐,优势与劣势并存,必 须总结经验与教训,努力提高车险业务经营的整体实力,促进中国车险市场蓬勃发展。

关键词: 财产保险公司, 机动车保险, 经营绩效, 因子分析

Abstract:

The operating achievements of insurances are exhibitions of the insura nce's overall strength. The achievements' evaluation is good for the insurance c ompanies' realization of the developments of the insurances. In the light of the whole insurance industry of China and the individual property insurance company , the author endeavors to analyze the operating achievements of China's automobi le insurance in the aspects of size pullulation, payoff capability and developme nt risk with SAS. The study reveals that not all the automobile insurance' perfo rmance of our national property insurance companies is good, both advantages and disadvantages exist at the same time. We need to summarize the successes and fa ilures so as to enhance the overall strength of our national automobile insuranc e and make our automobile insurance market flourish.

Key words: property insurance company, automobile insurance, operating achievement, factor analysis

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