ISSN 1008-2204
CN 11-3979/C

电子化动产担保登记制度构建初论

Preliminary Discussion on Construction of Electronic Chattel Guarantee Registration System

  • 摘要: 虽已呼吁多年,但中小企业融资难问题并未在中国得到根本解决。这与中国动产担保登记分散化、纸质化有一定的关联。有关国家和国际组织倡导的电子登记系统渐成发展趋势。相较于文件登记制,声明登记制更具借鉴意义。中国应当建立以声明登记制为基础的统一的电子化动产担保登记制度。在制度构建过程中要综合考虑中国的信用状况、立法现状、交易习惯等因素,兼顾效率与安全。

     

    Abstract: Although the Appeal has been called for many years, the problem of financing difficulties for small and medium-sized enterprises has not been fundamentally solved in China. This has a certain connection with the decentralization and paper quality of the registration of movable property guarantee in China. The trend of electronic registration systems promoted by relevant countries and international organizations is gradually developing. Compared with the document registration system, the declaration registration system has more reference significance. Our country should establish a unified registration system of electronic movable property guarantee based on the system of declaration registration. In the process of system construction, we should consider the credit status, legislative status, trading habits and other factors, balancing the efficiency and security.

     

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