Abstract: Post-90s college students have aroused wide concern in recent years. According to a investigation, the situation of their indebted awareness is positive in general, but some of them are not so thankful. Family, college, society and themselves all lead to this situation. Therefore, we must optimize family education, make colleges play an important role, create an appreciative society environment and arouse these students' initiative, then an education system of indebted awareness can be established.